My opinion is that a new Ham will eventually want to use HF, probably get a General license later.. Lots of dual band vhf/uhf have all kinds of bells and whistles I have no use for, like APRS and such. The only VHF radio I have is the FT-270R, which I agree isn't enough. I might get a Yaesu FT-2900R, a simple and rugged 2m at $160 with a 75W output, or find an all-mode 2m SSB/FM radio on Ebay. If I had the money, I would get an FT-817ND or FT897D, which have all the bands you might want, and general receive. That for me would be the ultimate radio. Add an amp for VHF (FT-817ND) and you're all set.. The question is, do you want to stick to VHF/UHF local communications, or expand to worldwide contacts on HF? Honestly, most conversations I hear on 2m are rather lame, with lots of people bickering and cutting each other off with keying-over. There are good ones for sure, but there is always some idiot on VHF to mess it all up. So, if you want VHF/UHF/local, get what Scott suggests. If you want it all, see my suggestions above, either an all band model, or a cheap VHF radio plus an HF model, which there are plenty of new models and a ton for cheap on Ebay..
Gil.